Half of Female Crypto Investors Investing With a Mindset for Long-Term Wealth

Key Takeaways:

• Female crypto investors prioritize long-term value over short-term gains.
• Bitcoin remains a top choice for women entering the crypto space, signaling a preference for established assets.
• These women often face barriers due to limited education and restricted financial access.

The crypto market, long thought of as a male-dominated space, is experiencing a major change. More women are entering the digital asset space than ever before and knowledge, long-term investment philosophies and sustainable wealth building follow them to the table. The movement of women into digital currencies is not just a temporary trend — it’s a major transformation in the landscape of crypto, one that will yield increased stability, diversification, and a more egalitarian financial future.

Milestones in Quota: Which Period Has Seen Women Making Their Mark?

There is no denying the increase of women entering into the crypto space. A compelling statistic that also supports this trend came out recently from Mudrex, a global crypto investment platform, which states that the number of female crypto investors grew tenfold between the years 2024 and 2025. This drastic increase indicates the growing awareness among women of how cryptocurrencies can be used as a medium for generating wealth and gaining financial autonomy.

Going deeper into Mudrex’s data, 53% of female crypto investors belong in the 25–30 age group. It means that young go-getters with an eye for numbers are on the lookout for investment opportunities that they can explore on a consistent basis to help them reach their financial goals. The 31-35 age group follows closely behind at 36%, showing that women across different points in their careers are becoming aware of the opportunities within the crypto market.

This population change isn’t simply a numbers game — it represents a game-changing shift in mindset. With more women entering the crypto space, the investment choices and strategies they make are affecting overall market trends and the direction of the industry.

A Thoughtful Approach: A Vision for the Future and a Manageable Risk

Perhaps the most distinctive aspect of female crypto investors is the focus on long-term financial growth. Half of the female crypto investors who participated in a survey conducted by BitPanda, which Cointelegraph was the first to receive, indicated that generating long-term financial growth is a higher priority than making short-term gains. Their focus on generational wealth building shines through in their investment horizons, with 49% planning to HODL their digital assets for one to five years and a notable 39% committing to holding for more than five years.

The percentage of investment terms that female investors are interested in

This long-term vision stands in stark contrast to the often volatile and speculative nature of the crypto market. This indicates that women are engaging in cryptocurrency investment with a cautious and long-term perspective, focusing on stability and sustainable growth rather than short-term gains.

They are also more than willing to bet on more established cryptocurrencies like Bitcoin and Ethereum. According to the Bitpanda survey, while 30% of women participating said their first digital asset investment was in Bitcoin, only 24% of men named bitcoin as the first thing they invested in. This preference for Bitcoin, the original and most recognized cryptocurrency, suggests a longing for security and reliability, which are two essential qualities, especially in a new and unpredictable market. Another cryptocurrency that gained significant popularity among female investors is Ethereum, known for its smart contract capabilities and expanding ecosystem in the decentralized finance and NFT spaces, showcasing female investors’ preference for practical applications and long-term potential.

Navigating the Obstacle Course: Education, Access and Empowerment

However, despite the improved interest and commitment, female crypto investors are still faced with major challenges. In the survey conducted by Bitpanda, 81% of the women participating in it, admitted that they consider themselves inexperienced investors, which makes it clear that education and access to valuable information has to be given more attention in order to help women get to the same level in crypto investments as men. The principal obstacles reported were lack of investment knowledge (24%) and economic restrictions (41%).

Overcoming these barriers is key to realising the full potential of women in crypto. Educational initiatives, mentorship programs, and community support groups must work tirelessly to bridge the knowledge gap, empowering women with both the confidence and the skills necessary to navigate the complexities of the crypto world.

Another important aspect is financial accessibility. Women might have less disposable income or access to capital required to invest in cryptocurrencies. Brokers like Luna also help democratize crypto investing for women by lowering barriers to entry by providing fractional ownership options and access to micro-lending platforms, opening the field for women of all socioeconomic backgrounds.

Organizations such as Women in Ethereum Protocol (WiEP) are leading efforts to increase education, provide clear guidance, and offer structured support for women entering the crypto ecosystem. Their approach focuses on broadening experiences, ensuring that women feel welcome, comfortable, and confident as they integrate into the community and work towards financial success.

More Than Numbers: Building an Inclusive Financial Future

This trend is not only about increasing the gender ratio in the market but also about contributing to a diverse, equitable, and sustainable financial future. Women provide different perspectives and priorities and can help transform the industry in positive ways.

Longer-term incentives align with these goals, as they provide investors with the platform to mitigate risk and invest for growth. By diversifying portfolios and prioritizing projects with real-world applications, we can drive innovation and foster the development of more sustainable and impactful crypto initiatives.

This presents a significant opportunity—if we empower women to participate in the crypto space, we can build a better financial system for everyone. It will take all of us — industry leaders, educators, policymakers, and the broader community — working together to make it happen. We—the financial community—must work together to break down barriers by promoting financial literacy. Creating a welcoming and supportive environment will empower women to succeed and shape the future of finance.

Regardless of gender, remember that your future is shaped by your investments. There are still obstacles to overcome but the industry has a unique opportunity to embrace and empower women, unlocking their full potential and enabling a more diverse, equitable, and sustainable crypto ecosystem for all. And it is time to join the movement, as the future of finance is female.