Key Takeaways
- Crypto.com users can now fund accounts with cash at 95,000+ U.S. locations.
- A new savings vault will allow users to earn interest on USD funds.
- The Arc platform integration simplifies money movement and cash management.
Table of Contents
Crypto and Everyday Banking Move Closer Together
Crypto.com has partnered with Green Dot Corporation (NYSE: GDOT) to enhance banking and money management tools for U.S. customers. Through Green Dot’s embedded finance platform Arc, the collaboration introduces seamless ways to fund Crypto.com Cash Accounts — digitally or with cash at over 95,000 retail locations nationwide, including Walmart, Walgreens, 7-Eleven, and CVS.
By linking traditional banking infrastructure with cryptocurrency services, the partnership aims to make crypto more practical and accessible for millions of U.S. users. Joe Anzures, Crypto.com’s General Manager for the Americas, noted that both companies share a vision of expanding digital payment utility and empowering customers financially.
Interest-Earning Vaults Add Incentives for Cash Management
A key highlight of the partnership is the upcoming interest-earning savings vault, which allows Crypto.com customers to earn interest on U.S. dollar funds in their Cash Accounts. These funds can be deposited digitally or through cash deposits at Green Dot locations. Users who prefer handling physical cash but are interested in earning returns on their holdings now have a straightforward way to engage with digital finance.
For instance, a user can load their Cash Account with physical cash at a local Walgreens and either purchase cryptocurrency or store the funds in the savings vault to generate interest. By introducing a feature common in mainstream banking, Crypto.com offers users a familiar way to grow their funds directly within its platform — without needing to transfer money between multiple accounts. The savings vault also provides an alternative for individuals looking to diversify their financial activities without leaving the crypto ecosystem.
This addition may attract users seeking both crypto services and traditional banking benefits, helping Crypto.com compete more directly with digital-first banks that offer similar savings features.
Retail Access Points Help Close the Banking Gap
The partnership also tackles a critical issue in the U.S.: reduced banking access as branches continue closing, particularly in underbanked areas. Green Dot’s retail network provides cash-in and cash-out services to almost all Americans, with 96% of the population living within three miles of a Green Dot location.
Retailers like 7-Eleven, Walmart, and CVS effectively become crypto service touchpoints, making it easier for users to transition between cash, fiat, and cryptocurrency. Green Dot’s long-standing experience — having managed over 80 million accounts in the past 25 years — provides credibility and scale to support millions of Crypto.com users.
Renata Caine, Senior Vice President of Embedded Finance at Green Dot, emphasized that the collaboration focuses on delivering seamless and affordable crypto access, especially for customers underserved by traditional financial institutions.
Arc Integration Brings Secure and Flexible Financial Tools
By integrating Green Dot’s Arc platform, Crypto.com can now offer banking-grade features directly in its app. Arc allows users to move funds between accounts, load cash instantly, and manage money with FDIC insurance protections and enterprise-level security.
Arc already powers platforms like GO2bank, proving its scalability in large, high-volume settings. For Crypto.com users, the benefits include real-time fraud protection, faster cash management, and expanded customer support — all essential features as more people adopt digital assets.
For example, a user could deposit cash at a Green Dot retailer, fund crypto purchases, and earn interest on USD — all managed within a single, secure interface. This integrated experience supports both crypto newcomers and seasoned users seeking streamlined financial services.
Crypto.com Strengthens Its Role as a Trusted Platform
With over 140 million users worldwide and one of the largest cryptocurrency selections, Crypto.com’s partnership with Green Dot reinforces its position as a secure, regulated, and user-centric platform.
Features such as interest-earning vaults, physical cash funding, and simplified money movement align with Crypto.com’s mission to bring cryptocurrency into every wallet. These additions cater to a wider audience — from crypto enthusiasts to users who want practical, everyday financial tools.
As more people seek to combine traditional money management with digital assets, the partnership signals a clear step toward mainstream crypto adoption in the U.S.
