MetaMask Smart Account: Upgrade Your Wallet Without Changing Your Address

Summary:
MetaMask has introduced Smart Accounts, a feature that unlocks powerful capabilities like batched transactions, paying gas fees with any token, and more — without changing your wallet address or moving funds. This article explains how it works, the benefits, and step-by-step instructions to switch, helping users leverage the feature safely and easily.


What is a MetaMask Smart Account?

A MetaMask Smart Account enhances your existing wallet with “smart” functionalities that were previously only available to advanced smart contract wallets — without changing your address, moving your funds, or creating a new account.

Your standard account (EOA) is linked to the MetaMask Delegator smart contract, which performs enhanced functions on your behalf. Your funds and full control remain secured by your Secret Recovery Phrase (SRP).

Real example:
When interacting on Uniswap (a dapp that supports smart accounts), users can approve and swap tokens in a single confirmation, instead of confirming multiple steps separately.


Benefits of MetaMask Smart Accounts

1. Batched Transactions

Users can combine multiple actions (e.g., approve + swap tokens) into one single transaction, saving both gas fees and time.

2. Gas Abstraction (Pay Gas with Any Token)

No need to rely solely on ETH for gas fees. You can choose other tokens like DAI or USDT to pay, making transactions smoother when you don’t have ETH available.

3. Ready for Future Features

Switching once to a smart account means your wallet is ready to adopt future features as they are rolled out by MetaMask and supported dapps.

4. Familiar Experience

  • Your wallet address stays the same
  • Funds remain in place
  • Your SRP still controls your account fully
FeatureStandard Account (EOA)Smart Account
Wallet addressRemains the sameRemains the same
Multiple approval stepsYesNo (batched steps)
Pay gas in any tokenNoYes
Automatically ready for new featuresNoYes

Supported Networks for Smart Accounts

The feature is available on MetaMask Extension v12.17.1 or higher, supporting:

  • Ethereum
  • BNB Chain
  • Gnosis
  • Sepolia
  • OP Mainnet
  • Base

Note:
Only dapps and networks using standards like EIP-7702 and EIP-5792 can leverage smart account functionality.


How to Switch to a Smart Account in MetaMask

Step 1: Open your MetaMask wallet

Step 2: Switch via one of three ways:

  • A banner or notification within the wallet
  • Viewing “Account Details”
  • When interacting with a supported dapp (e.g., Uniswap)

Step 3: Confirm the switch

  • MetaMask will prompt you to confirm
  • A small gas fee will be rolled into your next transaction

How to Revert Back to a Standard Account

You can revert to a standard account anytime.

Instructions:

  1. Open the account selector
  2. Go to “Account Details”
  3. Click ‘Switch back’

4. Confirm the transaction (a small gas fee applies)


    Safety Tips

    • MetaMask will never email you asking to upgrade your account.
    • Only switch to a smart account directly within the MetaMask app, never sign requests from untrusted sources.
    • Beware of scam websites asking you to “upgrade your account.”

    Real-world scam example:
    In March 2025, some users reported phishing emails pretending to be MetaMask, urging them to “upgrade their wallet” to claim an airdrop. These were scams — MetaMask never contacts users by email for such requests.


    Final Thoughts

    MetaMask Smart Accounts offer a significant leap in flexibility and functionality — without sacrificing security or familiar control. It streamlines DeFi interactions, reduces gas costs, and is particularly useful for active users on dapps like Uniswap, Aave, or Lens Protocol.

    MetaMask’s approach of keeping addresses unchanged and avoiding fund migration is a strong advantage compared to other smart contract wallets (like Argent), which often require users to create new wallets.

    However, users should always stay vigilant against scams and only activate features inside the official MetaMask interface.


    Sources:
    MetaMask Delegator Smart Contract – Etherscan
    MetaMask Delegation Framework – Github

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